Ftcr: Enzi Substitute Junk Insurance Bill Raises New Threats and Is Dishonest About Purported Fixes

U.S. NewswireMay 10, 2006

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WASHINGTON, May 10 /U.S. Newswire/ -- The nonpartisan Foundation for Taxpayer and Consumer Rights (FTCR) said that the substitute amendment offered by Senator Michael Enzi (R-Wyo.) for his 'association health plan' legislation, S. 1955, creates new threats to patients and is dishonest about purported fixes to the bill. The substitute was introduced today in response to broad criticism about the bill's pre-emption of state patient protection laws and is currently being debated on the Senate floor.

FTCR calls the the legislation "junk insurance" because under S. 1955, insurers could bypass state health insurance regulation and consumer protections to price employers and families out of their current health plans and replace them with inferior policies. Insurance companies would be allowed to sell this junk insurance to individuals and employers at higher rates based on gender, age and where they live.

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Ftcr: Enzi Substitute Junk Insurance Bill Raises New Threats and Is Dishonest About Purported Fixes

"Insurance isn't really insurance if it's not there when you are sick," said Jerry Flanagan of FTCR. "A policy that leaves insured patients with hundreds of thousands of dollars in unpaid medical bills isn't really health insurance and the Enzi bill would make these policies the norm...

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